Don't just track your money. See its future.
AI-powered financial predictions that show you exactly where your money is going — and how to make it work harder for you.
No signup required • Takes 60 seconds • Powered by AI
How it works
How Monivara Works
- Step 1
Answer 5 quick questions
Tell us your monthly income, expenses, savings, debt, and goal. Takes about 60 seconds.
- Step 2
AI analyzes your financial data
Our model projects 3, 6, and 12 months out — and grades your overall financial health.
- Step 3
See your future + action plan
Get specific risks, strengths, and an actionable recommendation tailored to your numbers.
Features
Everything You Need to Take Control
Financial Future Prediction
3, 6, and 12-month projections based on your real numbers — not generic templates.
AI Health Score
A 0–100 score that captures your overall financial fitness at a glance.
Smart Recommendations
Actionable advice tailored to your income, expenses, debt, and goals.
Goal Tracking
Set a goal once and watch your progress update automatically with every transaction.
Spending Analysis
See where your money actually goes — by category, by month, by trend.
Personal AI Advisor
Ask questions about your money. Get human-quality answers grounded in your data.
Ready to see your financial future?
5 questions. 60 seconds. A real plan you can act on today — for free, forever.